Finance and Insurance | NCOSO

Finance and Insurance | NCOSO

At North Carolina Oral Surgery + Orthodontics (NCOSO), our goal is to make oral surgery and orthodontics as affordable as possible for each and every patient. We are pleased to accept the majority of dental and medical insurance programs and will work with you to maximize your insurance reimbursement for any procedure you may need. Be sure to bring your up-to-date dental and medical insurance cards to your initial office visit so that reimbursement can be expedited.

At NCOSO, we file all your insurance claims for you so only your copay is due at the time of service. We accept most major dental insurance plans to allow all of our patients to receive the quality dental care they deserve.

We are proud to be in-network with over 18 Dental Insurance providers:

  • Aetna – Managed by Dentemax or Assurant
  • Ameritas – Reliance, Standard
  • Assurant
  • Blue Cross Blue Shield (BCBS) – Local, Federal, Anthem’s network for different states
  • Cigna PPO
  • Companion Life Dental
  • Delta Dental PPO plans
  • Dentemax
  • Guardian
  • Geha – Federal only
  • Humana – PPO Plans, FEDVIP, Medicare
  • Interactive
  • Lincoln Finicial
  • Metlife PPO
  • Principal
  • Sun life Financial
  • United Concordia 
  • United Health Care PPO

*Medicaid accepted at select locations only. Contact us directly at the number listed below for additional information.

To learn more about the dental insurance plans we accept, or to discuss any questions you may have about our insurance or billing process with one of our staff members, please fill out a contact us form, leave a message via chat or call today at 1-833-466-2676.

Monthly Payment Plans Are Available

Monthly Payment Plans Are Available

NCOSO also offers convenient financing options to make a healthy mouth a reality for you and your family. Prior to any procedure, our team can work with you to design a monthly payment plan that fits comfortably with your budget and preferences.

Find out more information or apply online at CareCredit.com.

CareCredit Application for NC Oral Surgery + Orthodontics

Insurance Contracts Are Between Patients & Insurance Companies

Insurance Contracts Are Between Patients & Insurance Companies

We expect all patients to understand that although we are happy to file insurance claims on your behalf, your insurance policy is a contract between you and your insurer. Therefore, NCOSO is not responsible for how your claim is handled or what portion of your procedure is paid for. Our role is to assist you in estimating what you will owe and providing you with financing options that may meet your needs.

Contact Us Today

Contact Us Today

If you come across any issues or questions related to funding your procedure, do not hesitate to contact our friendly and knowledgeable office staff. For general inquiries please call 1-833-GO-NCOSO. We have a thorough understanding of how insurance and financing works and will be more than happy to help you out should you have any further questions. Thank you for thinking of North Carolina Oral Surgery + Orthodontics as your future provider!

Visit our locations and amenities page or find the contact information at the bottom of this page to contact specific office locations.